Floral 13

Anne M. (Love) Cargill

October 30, 1939 ~ March 3, 2021 (age 81)


Anne Marie Cargill of Briarcliff Manor died unexpectedly on March 3.  She was 81.  She was diagnosed with esophageal cancer in 2019 but was well, and her passing came as a shock to us all.

Mrs. Cargill was born to John and Winifred Love of Hawick, Scotland where she was raised.  She then earned her degree in teaching in Edinburgh in 1960.  Anne and her ex-husband, Innes, emigrated to the US in 1964 on the RMS Sylvania with their 2 oldest daughters, then toddlers. Anne always talked of returning to her beloved Scotland, but as she often said, “before I knew it, I had 5 American children”.  Over the years, Anne kept close ties to friends and loved ones in Scotland, and her Scottish heritage was precious to her.  She passed down many Scottish traditions to her children.

The Cargills settled first in Montclair, NJ and then Tarrytown, NY where Anne raised her family. When her youngest child was 3, Anne went back to teaching; first at Holy Name of Mary School in Croton, then Hackley School in Tarrytown, and finally at the Westchester Day School in Mamaroneck.  She was beloved by her students and understood the power of an education. Anne earned 2 Master’s Degrees, one in Psychology from Marymount College and one in Counseling and Guidance from Lehman College, both while working full time and raising her children.  She and Innes also tutored many Tarrytown teens in SAT prep around the dining room table on Saturdays.  Anne worked in finance for several years, and founded Tenere Consulting with Innes, but her heart was always in teaching. 

When Anne moved back to New York in the early 2000s, she redefined her life.  She made wonderful friends and gave back to her community through the Rotary Club of Briarcliff Manor and The Ethical Society of Northern Westchester.  With the help of these tremendous organizations, Anne found a new passion.  She shared a common respect for humanity and social justice, embraced moral betterment irrespective of religion, and understood the importance of community service.  She was the President of Rotary from 2013 - 14 and became a Paul Harris Fellow in recognition of her generous, ongoing support of The Rotary Foundation.

Anne was an avid reader and pianist.  On many days she practiced for hours and had a book with her everywhere she went.  Her neighbors often asked that she leave her door open so they could hear her play in the afternoons.  It gave her such joy to play for others. 

Anne loved her community, but the pride of her life was her children, grandchildren, and great grandchildren.  Her life was never the same after losing her son at age 20, but she found a way to move on.  She is survived by her 4 daughters, Susan (Roger), Marianne (Ed), Erica (Doug) and Shona, her sister Mary, 12 grandchildren, and 3 great grandchildren. She is pre-deceased by her son, David, her brother, John who died in infancy, and her parents, John and Winnie.

A Celebration of her Life, led virtually by Dr. Robert Berson of The Ethical Society, will be held at Coffey Funeral Home, Saturday March 13, at 2pm.  Given the ongoing COVID restrictions, the service and memories of Anne will also be streamed via Zoom. Please join via the following link:

Join Zoom Meeting


Meeting ID: 767 4383 0520

Passcode: Annec

A party to celebrate her life will be held as soon as weather permits an outdoor gathering.

In Lieu of flowers, the family asks that you consider donations to The Rotary Club of Briarcliff Manor, PO Box 260, Briarcliff Manor NY 10510, or the Ethical Society of Northern Westchester, 108 Pinesbridge Rd, Ossining, NY 10562.


To send flowers to the family or plant a tree in memory of Anne M. (Love) Cargill, please visit our floral store.


Celebration of Life
March 13, 2021

2:00 PM
Coffey Funeral Home
91 North Broadway
Tarrytown, NY 10591

© 2021 Coffey Funeral Home. All Rights Reserved. Funeral Home website by CFS & TA | Terms of Use | Privacy Policy